Economy April 23, 2026 06:13 AM

Citi Says Bank of Korea Could Preemptively Raise Rates If Growth Forecasts Rise

Analyst house flags possible May 28 policy shift after upward revisions to 2026 GDP and inflation forecasts

By Caleb Monroe
Citi Says Bank of Korea Could Preemptively Raise Rates If Growth Forecasts Rise

Citi said it cannot dismiss the chance that the Bank of Korea will deliver a preemptive rate increase at its May 28 monetary policy meeting if the central bank raises its 2026 growth and inflation projections. The bank now models a higher median forward six-month conditional policy rate and expects upward revisions to both GDP and CPI forecasts, citing a strong first-quarter 2026 GDP print and fiscal stimulus as drivers.

Key Points

  • Citi believes a preemptive rate hike by the Bank of Korea at its May 28 meeting cannot be ruled out if the central bank raises 2026 growth and inflation forecasts.
  • Citi now assumes the median forward six-month conditional policy rate will be revised up to 2.75%-3.00%, from a prior assumption of 2.50%.
  • Citi expects the Bank of Korea to lift its 2026 GDP forecast to 2.4%-2.6% (from 2.0%) and its 2026 CPI forecast to 2.6%-2.8% (from 2.2%), driven by a strong Q1 2026 GDP print and fiscal stimulus.

Citi said it cannot fully rule out the possibility that the Bank of Korea (BOK) will opt for a preemptive rate hike at its May 28 monetary policy board meeting, should the central bank revise up its 2026 economic projections.

In an updated assessment, Citi now assumes the median of the forward six-month conditional policy rate will be adjusted to a range of 2.75% to 3.00%, up from its previous working assumption of 2.50%. The firm had earlier identified the May 28 meeting as the earliest juncture at which monetary policy board members could signal a tightening by making a hawkish change to that forward-looking projection.

Citi expects the Bank of Korea to lift its 2026 gross domestic product growth forecast to between 2.4% and 2.6%, from an earlier projection of 2.0%. The firm says this upward revision would be supported by a robust first-quarter 2026 GDP print alongside fiscal stimulus measures.

Alongside growth, Citi anticipates a higher inflation outlook from the BOK for 2026. The bank now projects the central bank will raise its consumer price index forecast to a band of 2.6% to 2.8%, up from the previous 2.2% figure. Citi notes the prior inflation projection had built in an assumption of Brent crude oil at $64 per barrel and a negative output gap.

These assessments come as the Bank of Korea prepares to update its official economic projections at the upcoming monetary policy board meeting on May 28. Citi’s revised assumptions center on what the firm describes as the most likely adjustments the BOK could make to its forward six-month conditional policy rate and its macro forecasts for 2026.


Context and implications

Citi’s recalibration focuses on the forward six-month conditional policy rate projection as the primary channel through which the BOK could signal a shift in policy stance at the May meeting. The firm highlights two main drivers behind its expected upward revisions to the BOK’s 2026 forecasts: a stronger-than-anticipated first-quarter GDP outcome for 2026 and the impact of fiscal stimulus measures on demand.

The previous set of BOK forecasts, Citi notes, assumed lower oil prices and slack in the economy. If those assumptions are replaced with stronger growth and a narrower output gap, the case for a higher inflation outlook and a correspondingly higher policy path becomes more plausible within the confines of the BOK’s own forecasting framework.


What remains uncertain

  • Whether the Bank of Korea will formally adopt the upward revisions Citi anticipates when it publishes updated projections at the May 28 meeting.
  • The extent to which any revised forecasts would translate into an actual policy-rate increase versus a change in forward guidance only.
  • How external variables not embedded in the prior forecasts - such as oil prices or domestic slack - will evolve between now and the meeting.

All figures and expectations in this report reflect Citi’s assessment ahead of the BOK’s scheduled projection update; the central bank’s final decisions and published forecasts at the May 28 meeting will determine the official path forward.

Risks

  • It is uncertain whether the Bank of Korea will adopt the upward revisions Citi anticipates at the May 28 meeting - this affects interest-rate-sensitive financial sectors such as banking and fixed income.
  • A revision in forecasts could be limited to forward guidance rather than an immediate policy-rate increase, leaving market expectations in flux and affecting short-term bond and FX markets.
  • The BOK’s prior 2026 inflation forecast assumed Brent crude at $64 per barrel and a negative output gap; changes to oil prices or the output gap between now and the meeting could alter the central bank’s final projections.

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