Economy April 17, 2026 12:31 PM

Daly Says Warsh Will Bring Plans but May Have to Follow the Economy’s Lead

San Francisco Fed president stresses that incoming Fed chair will adapt to economic developments rather than impose a fixed agenda

By Avery Klein
Daly Says Warsh Will Bring Plans but May Have to Follow the Economy’s Lead

San Francisco Federal Reserve President Mary Daly said on April 17 that Kevin Warsh, the nominee for Federal Reserve chair, will arrive with policy intentions but ultimately must respond to economic surprises. Speaking at UC Berkeley’s Fisher Center for Real Estate & Urban Economics’ Spring 2026 Policy Advisory Board meeting, Daly emphasized that each Fed chair, dating back to Paul Volcker, has had to adjust plans to match the realities the economy presents.

Key Points

  • Mary Daly said Kevin Warsh will have initial policy ideas but will have to adjust to economic developments; this dynamic affects monetary policy decision-making.
  • Daly referenced past Fed chairs back to Paul Volcker to illustrate that adapting to the economy is a consistent part of the Fed chair's role.
  • Remarks were delivered at UC Berkeley’s Fisher Center for Real Estate & Urban Economics’ Spring 2026 Policy Advisory Board meeting, a forum focused on urban and real estate policy issues - sectors closely tied to monetary policy and interest rates.

April 17 - San Francisco Federal Reserve President Mary Daly said on Friday that Kevin Warsh, the nominated Federal Reserve chair, will not be able to rigidly follow a pre-set agenda once he assumes the role.

Delivering remarks at UC Berkeley’s Fisher Center for Real Estate & Urban Economics’ Spring 2026 Policy Advisory Board meeting, Daly stressed that incoming leadership inevitably must react to economic developments. She noted that precedent shows Fed chairs often begin with intentions but are redirected by real-world events.

"He’ll come in with an idea of what he would like to think about and do," Daly said. She added that actual policymaking will be shaped by unfolding economic conditions: "And then the economy will deliver what we actually work on, and that will be the journey of every Fed chair and all the Fed policymakers and all the Fed employees."

Daly’s remarks underline a central dynamic of central banking: the balance between a chair’s initial priorities and the need to pivot when the economy presents unexpected challenges. She invoked a lineage of Fed chairs stretching back to Paul Volcker to make the point that this adaptive process is a long-standing feature of the institution.

The comments came during a Policy Advisory Board meeting focused on real estate and urban economics. Daly framed her observations as part of a broader discussion about how policy teams set priorities and then respond when economic data or shocks alter those priorities.

Her message highlights a potential tension between a nominee’s stated plan for the Federal Reserve and the unpredictable nature of economic developments that ultimately determine the central bank’s agenda. Daly emphasized that the path of policy is often determined by circumstances rather than by initial intentions alone.


Clear summary

Mary Daly said that while Kevin Warsh will enter the Fed with ideas for policy, historical patterns and economic surprises mean he will need to adapt his agenda once in office, a pattern she traced back to previous chairs including Paul Volcker. Her comments were made at UC Berkeley’s Fisher Center Spring 2026 Policy Advisory Board meeting.

Risks

  • Economic surprises could force a change in policy priorities, creating uncertainty for financial markets and interest-rate-sensitive sectors such as real estate and banking.
  • A potential mismatch between an incoming chair's initial plans and the economy's path may increase short-term volatility in markets as investors adjust expectations.

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