Press Releases July 23, 2026 06:50 AM

Bread Financial Reports Second Quarter 2026 Results

Bread Financial Announces Q2 2026 Earnings and Investor Call

By Sofia Navarro
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Bread Financial Holdings, Inc. reported its second quarter 2026 financial results, reaffirming its position as a tech-forward financial services company providing payment, lending, and saving solutions to millions of U.S. consumers. The company will host a conference call to discuss the results, with all materials accessible on its investor relations website.

Bread Financial Reports Second Quarter 2026 Results
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Key Points

  • Bread Financial serves millions of U.S. consumers with co-brand and private label credit cards across sectors like travel, entertainment, health, beauty, technology, electronics, jewelry, home, and apparel.
  • The company marked its 30th anniversary in 2026, emphasizing its longstanding presence in the financial services market.
  • Bread Financial provides flexible payment and lending products that aim to drive growth for partnered brands and empower consumers financially.

COLUMBUS, Ohio, July 23, 2026 (GLOBE NEWSWIRE) -- Bread Financial® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, flexible payment, lending and saving solutions, today announced its second quarter 2026 financial results. All earnings-related materials are now available at the company’s investor relations website, here. 

Bread Financial President and Chief Executive Officer Ralph Andretta and Chief Financial Officer Perry Beberman will host a conference call at 8:30 a.m. ET today to discuss results. A link to the conference call will be available at the company’s investor relations website, and a replay will also be available there following the call. 

About Bread Financial®   
Bread Financial® (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions to millions of U.S. consumers. Our payment solutions deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, technology, electronics, jewelry, home and specialty apparel through our co-brand and private label credit cards and pay-over-time products providing choice and value to our shared customers. Additionally, we offer Bread Financial general purpose credit cards and saving products that empower our customers and their passions for a better life.   
  
Bread Financial proudly marks 30 years of success in 2026. To learn more about our global associates, our performance and our sustainability progress, visit breadfinancial.com or follow us on Instagram and LinkedIn. 

Contacts 
Brian Vereb — Investor Relations 
Brian.Vereb@breadfinancial.com 

Susan Haugen — Investor Relations 
Susan.Haugen@breadfinancial.com 

Rachel Stultz — Media 
Rachel.Stultz@breadfinancial.com 


Risks

  • The article does not specify financial results details, so market reaction depends on the earnings performance and guidance that could affect investor sentiment.
  • Competitive pressures in the credit and payment services sector could impact Bread Financial's growth prospects and profitability.
  • Macroeconomic factors affecting consumer spending and credit conditions in the U.S. could influence the company's future performance.

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