Stock Markets March 25, 2026

Erste Group: European speculative default rate eased to 3.5% in February amid market turbulence

Markets remain sensitive to Middle East developments as energy prices and credit spreads stay elevated above pre-war levels

By Sofia Navarro
Erste Group: European speculative default rate eased to 3.5% in February amid market turbulence

Capital markets in Europe are still responding to recent Middle East tensions, with volatility spikes, higher energy prices compared with pre-war levels, and a modest improvement in speculative default rates. The European speculative default rate fell to 3.5% in February from 4% in January, while inflation forecasts and credit spreads reflect continued near-term pressure from the conflict.

Key Points

  • European speculative default rate fell to 3.5% in February from 4% in January; Moody's baseline forecast expects further decline over the next 12 months - impacts credit markets and lending sectors.
  • Energy prices (TTF gas and Brent crude) decreased but remain above pre-war levels, contributing to short-term inflationary pressure - impacts energy, consumer prices, and inflation-sensitive sectors.
  • Market volatility is elevated - VDAX reached its third-highest level in five years; EUR corporate credit spreads widened versus Bunds, particularly in the high-yield segment (about +35 bps) and investment-grade segment (about +10 bps) - impacts equities, corporate bonds, and risk sentiment.

Capital markets continue to show sensitivity to ongoing developments in the Middle East, Erste Group reports, with price action and credit measures reacting to disruptions and diplomatic signals. Market participants are parsing conflicting statements from political leaders while energy and credit markets register the effects.

U.S. President Donald Trump extended a previously issued 48-hour ultimatum to Iran by an additional five days earlier this week, and said that negotiations are under way to bring the confrontation to an end. Iran has denied that such negotiations are occurring.

Tensions that raised the risk of supply-chain interruptions through the Strait of Hormuz appear to have eased somewhat. Media reports indicate that Iran is permitting passage for vessels from countries that do not support aggressive actions against Iran, which market participants view as reducing the immediate likelihood of extended chokepoint closures.

Energy prices reacted to these developments: the TTF gas price and the price of a barrel of Brent crude both fell, although both remain materially above pre-war levels. That persistence at higher levels contributes to upward pressure on inflation in the near term - a dynamic the European Central Bank highlighted at its March 19 policy meeting, where it revised its inflation projection for 2026 upward from 1.9% to 2.6%.

Equity-market volatility has spiked as well. The VDAX index reached its third-highest reading in the past five years this week, reflecting heightened uncertainty among investors. In fixed income, credit spreads over Bunds widened in euro corporate debt: in the high-yield segment spreads are about 35 basis points wider than pre-war levels, while investment-grade spreads sit at roughly 10 basis points above those same benchmarks.

On the defaults front, the European speculative default rate declined to 3.5% in February from 4.0% in January. Moody's baseline projection anticipates a further reduction in this rate over the next 12 months, according to Erste Group's summary of credit outlooks.

Activity indicators showed mixed signals. The seasonally adjusted Eurozone PMI registered 50.5 points, undershooting consensus expectations as new orders weakened. Cost pressures intensified at the fastest pace in just over three years, a development Erste Group ties directly to the outbreak of war in the Middle East.

In Germany, the ifo Business Climate Index fell to 86.4 points in March from 88.4 in February, with the deterioration attributed to more pessimistic expectations among German firms.


These data points together sketch a market environment characterized by heightened volatility, elevated energy-related inflationary pressure, and diverging signals between credit risk measures and activity gauges. Observers note that while speculative defaults showed improvement in February, broader risk premia and inflation forecasts remain influenced by geopolitical uncertainty.

Risks

  • Persisting geopolitical tensions in the Middle East could re-escalate and reverse the recent easing of supply-chain disruption risk - affects energy markets, shipping routes, and inflation.
  • Inflationary pressure from energy prices may sustain upward pressure on consumer prices despite declines from recent highs - affects central bank forecasts and interest-rate sensitive sectors such as real estate and corporate borrowing costs.
  • Widening credit spreads and elevated equity volatility indicate potential stress for risk assets if macro conditions deteriorate further - affects corporate financing conditions and investor risk appetite.

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