Insider Trading January 28, 2026

Truist CFO Sells $651,664 in Stock as Bank Reports Mixed Quarterly Results

Michael Baron Maguire disposed of 13,000 shares; Truist posts Q4 2025 earnings miss and issues senior notes

By Jordan Park TFC
Truist CFO Sells $651,664 in Stock as Bank Reports Mixed Quarterly Results
TFC

Truist Financial Corp Chief Financial Officer Michael Baron Maguire sold 13,000 shares on January 26, 2026, generating $651,664 from transactions priced between $50.100 and $50.145. The bank's shares trade close to a 52-week high while recent quarterly results missed consensus and the company issued $1.25 billion in senior notes maturing in 2032.

Key Points

  • CFO Michael Baron Maguire sold 13,000 shares on January 26, 2026, at $50.100 to $50.145, totaling $651,664.
  • Truist reported Q4 2025 EPS of $1.04 versus an expected $1.09 and revenue of $5.25 billion versus $5.31 billion expected.
  • The bank issued $1.25 billion in senior notes at 4.597% due January 2032; RBC Capital maintained an Outperform rating and Truist targets a 15% ROTCE by 2027.

Truist Financial Corp (NYSE:TFC) Chief Financial Officer Michael Baron Maguire completed a sale of 13,000 shares of Truist common stock on January 26, 2026. The disposals occurred at prices ranging from $50.100 to $50.145 per share, producing total proceeds of $651,664.

Following the transaction, Maguire's direct ownership in Truist stands at 74,323.197 shares. In addition to his directly held common stock, Maguire retains 25,165 Restricted Stock Units and 1,245 Restricted Stock Units. These restricted units are scheduled to vest in three equal installments on March 15, 2027, March 15, 2028, and March 15, 2029. Each restricted stock unit equates to the right to receive one share of Truist common stock upon vesting.

Truist shares were trading at $50.89 at the time of reporting, a level close to the companys 52-week high of $51.52. The stock has delivered a 15.6% return over the last six months. The firm carries a market capitalization of $64.25 billion and trades at a price-to-earnings ratio of 13.32. According to InvestingPro analysis cited in company materials, Truist appears undervalued on these metrics.


Recent financial developments

Truist released fourth-quarter 2025 results that fell short of expectations. The bank reported earnings per share of $1.04, below the forecasted $1.09, and quarterly revenue of $5.25 billion, short of the $5.31 billion analysts had anticipated.

In conjunction with its financing activities, Truist announced an offering of $1.25 billion in senior notes bearing an interest rate of 4.597% and maturing in January 2032. The debt issuance was registered under the Securities Act of 1933 and the registration included a legal opinion from Mayer Brown LLP.

RBC Capital has retained an Outperform rating on Truist, highlighting the banks diversified business model and franchise positioning. The firm also noted Truists objective to raise long-term shareholder value with a target Return on Tangible Common Equity of 15% by 2027.

On the returns to shareholders front, Truist has sustained dividend payments for 53 consecutive years and currently offers a dividend yield of 4.09%. The company declared a quarterly cash dividend of $0.52 per common share payable in March 2026, and will continue regular dividend distributions on several series of preferred stock.


Context for investors

The insider sale, the recent earnings miss, the issuance of senior notes, and the maintained analyst outlook together constitute the primary facts available in company disclosures. InvestingPro provides further insider transaction analysis and more than 30 additional financial metrics for Truist in its Pro Research Report, which covers over 1,400 leading U.S. equities.

Risks

  • Earnings shortfall - Q4 2025 results missed consensus on both EPS and revenue, which may affect investor sentiment; this impacts banking and financial sectors.
  • Debt issuance - The $1.25 billion senior note offering increases long-term obligations and exposes the company to interest rate considerations; this affects fixed-income and treasury markets.
  • Insider sale - A senior executive's disposition of shares could be interpreted by some market participants as a reduction in insider ownership, potentially influencing equity market perceptions in the financial sector.

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