Stilwell Value LLC together with related entities and Joseph Stilwell reported the acquisition of 618 shares of Peoples Financial Corp/MS/ (NASDAQ:PFBX) on January 28, 2026. The shares were purchased at a unit price of $20.5363, producing a total transaction value of $12,691.
The purchase was disclosed as taking place while PFBX is trading near $20.5 per share. At that level, the company shows a price-to-earnings ratio of 20.08 and carries a market capitalization of $94.66 million.
After the transaction, ownership positions attributed to Stilwell-managed entities are as follows: Stilwell Activist Investments, L.P. directly owns 420,305 shares; Stilwell Activist Fund, L.P. directly owns 67,505 shares; and Stilwell Value Partners VII, L.P. directly owns 205,760 shares.
Joseph Stilwell disclaims beneficial ownership of all shares reported as owned indirectly except to the extent of his pecuniary interest therein.
In valuation terms, the stock is trading at 0.95 times book value and yields 1.76% from dividends. The company has maintained dividend payments for nine consecutive years.
According to InvestingPro analysis, the stock appears overvalued based on its Fair Value assessment. In addition, PFBX holds a "FAIR" financial health rating with an overall score of 2.24, as provided by InvestingPro, which supplies metrics intended to help investors evaluate the regional bank's prospects.
This disclosure documents a modest insider buying activity by Stilwell-affiliated parties and provides the related valuation and ownership context reported alongside the trade. The figures above reflect the precise share counts, prices, ratios and ratings disclosed in the filing and accompanying analysis.
Context and implications
The reported purchase represents a relatively small cash commitment compared with the total holdings listed for Stilwell-affiliated investment vehicles. The filing also reiterates the legal clarification from Joseph Stilwell regarding his indirect ownership interests.