Insider Trading January 28, 2026

SmartFinancial Director Acquires $10,041 in Stock; Company Posts Small Q4 Outperformance

Director Kelli D. Shomaker buys 255 shares as SmartFinancial reports modest beats on EPS and revenue for Q4 2025

By Avery Klein SMBK
SmartFinancial Director Acquires $10,041 in Stock; Company Posts Small Q4 Outperformance
SMBK

Kelli D. Shomaker, a director at SmartFinancial Inc (NASDAQ: SMBK), purchased 255 shares on January 27, 2026, spending $10,041 and bringing her direct holdings to 1,022 shares. Separately, SmartFinancial reported fourth-quarter 2025 results that modestly outpaced analyst expectations on both earnings per share and revenue.

Key Points

  • Director Kelli D. Shomaker bought 255 shares of SmartFinancial on January 27, 2026, at $39.38 per share, totaling $10,041 and bringing her direct holdings to 1,022 shares.
  • SmartFinancial reported Q4 2025 EPS of $0.81 versus an expected $0.78 (a 3.85% surprise) and revenue of $53.3 million versus an anticipated $51.39 million (a 3.74% surprise).
  • The companys disclosures for the quarter did not include information on mergers or acquisitions, nor did they mention analyst upgrades or downgrades.

Kelli D. Shomaker, who serves on the board of SmartFinancial Inc (NASDAQ: SMBK), made an open-market purchase of 255 shares of the companys common stock on January 27, 2026. The shares were acquired at $39.38 apiece, resulting in a reported transaction total of $10,041. After completing the purchase, Shomaker directly holds 1,022 shares of SmartFinancial common stock.


In separate corporate reporting, SmartFinancial released its fourth-quarter 2025 financial results, which modestly exceeded consensus analyst forecasts. The company recorded earnings per share of $0.81, above the $0.78 expected by analysts - a positive surprise of approximately 3.85%. Revenue for the quarter came in at $53.3 million, topping the anticipated $51.39 million and representing a roughly 3.74% upside versus expectations.

The companys public disclosures accompanying the quarter did not include any information on mergers or acquisitions. Likewise, the quarterly release and related updates did not mention any analyst upgrades or downgrades. These omissions were noted in the companys reported developments for the period.


Combined, the small insider purchase and the quarterly outperformance form the latest public details available about SmartFinancials recent activity and operating results. The purchase increased Shomakers direct ownership to 1,022 shares, based on the transaction report for January 27, 2026. The financial results for Q4 2025 showed EPS of $0.81 and revenue of $53.3 million, each surpassing analyst forecasts by the margins stated above.

The public materials do not provide further commentary on strategic initiatives, capital allocation changes, or any forward-looking guidance tied to these specific disclosures. Equally, there was no disclosure of any analyst rating changes or commentary about potential corporate transactions in the documents referenced here.


Below are the core takeaways from the reported insider transaction and the quarterly financial release.

Risks

  • The public filings and reported updates did not include any commentary on mergers or acquisitions, leaving potential strategic actions unaddressed - this creates uncertainty about near-term corporate strategy.
  • There was no mention of analyst upgrades or downgrades in the available disclosures, which limits insight into sell-side sentiment and how the market may reprice expectations.
  • The insider purchase increased direct holdings to 1,022 shares, a level disclosed in the filing; the relatively small size of the transaction may limit its interpretive value for investors assessing insider conviction.

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