Norwood Financial Corp (NASDAQ: NWFL) director Carroll Joseph W increased his direct ownership in the company by purchasing 4,000 shares of common stock on January 28, 2026. The acquisitions were executed in three separate trades at prices between $28.05 and $28.21, for a combined outlay of $112,539.
The individual transactions were: 4 shares at $28.05, 1,996 shares at $28.06, and 2,000 shares at $28.21. Those per-share prices represent a modest discount to the company's then-current trading price of $28.94. InvestingPro analysis cited in company data indicates NWFL may be undervalued relative to its assessed Fair Value.
After these purchases, Carroll directly controls 41,503 shares. In addition to his direct holdings, Carroll has indirect positions that include 7,247 shares held through a spouse, 724 shares held in an IRA, and 724 shares held in a spouse's IRA.
Norwood Financial's listed market metrics include a market capitalization of $267.58 million and a price-to-earnings ratio of 9.46. According to InvestingPro, the company has increased its dividend for 28 consecutive years and currently offers a 4.56% dividend yield. InvestingPro also assigns the company an overall financial health rating of "GOOD" and provides Pro Research Reports on this and more than 1,400 other U.S. equities.
Recent company performance reinforced the backdrop for the insider purchases. In Q4 2025, Norwood Financial reported a substantial rise in net interest income that contributed to more than doubling of adjusted earnings per share and adjusted net income. The company attributed part of that boosted performance to a successful acquisition that expanded Norwood's market reach. Those results marked a strong finish to the fiscal year and were highlighted during the company's earnings call, which emphasized strategic initiatives and balance-sheet strength.
Market observers tracking insider transactions and valuation metrics may view Carroll's purchases alongside the firm's reported fundamentals and dividend record. The stability of Norwood's share price following the positive quarterly results is noted as an indication of investor confidence. As the bank continues to integrate recent acquisition activity and grow its market presence, the reported financial gains and sustained dividend policy remain central factors for shareholders and potential investors.
Summary
Director Carroll Joseph W bought 4,000 Norwood Financial shares on January 28, 2026 in three trades totaling $112,539, increasing his direct stake to 41,503 shares. The trades were made at prices slightly below the prevailing market price of $28.94. InvestingPro data characterizes the stock as potentially undervalued and rates the company's financial health as "GOOD," noting a 28-year streak of dividend increases and a 4.56% yield. Norwood also reported notable Q4 2025 earnings growth driven by higher net interest income and an acquisition that broadened its market reach.
Key details
- Purchase date: January 28, 2026 - 4,000 shares acquired in three transactions for $112,539.
- Post-transaction direct holdings: 41,503 shares; additional indirect holdings through spouse and IRAs total 8,695 shares.
- Company metrics: market cap $267.58 million, P/E 9.46, dividend yield 4.56%, 28 consecutive years of dividend increases per InvestingPro.
- Q4 2025 performance: significant net interest income growth and more than doubling of adjusted EPS and net income, aided by an acquisition.