Insider Trading February 3, 2026

First Community Corp director adds $14,834 stake as bank completes Georgia acquisition

Director Reynolds purchases 500 shares while First Community finalizes Signature Bank of Georgia merger and reports full-year 2025 earnings

By Nina Shah FCCO
First Community Corp director adds $14,834 stake as bank completes Georgia acquisition
FCCO

First Community Corp director Reynolds E. Leland bought 500 shares of the company's common stock on February 2, 2026, investing $14,834. After the purchase he owns 30,930 shares including deferred stock units. The bank posted $19.2 million in net income for 2025 and completed its acquisition of Signature Bank of Georgia on January 8, 2026.

Key Points

  • Director Reynolds E. Leland purchased 500 shares on February 2, 2026, spending $14,834 at $29.6699 per share; stock trades at $30.21.
  • Reynolds now directly owns 30,930 shares, which include 1,407 deferred stock units that accrue dividend equivalents and will be issued one-for-one upon distribution.
  • First Community reported $19.2 million in net income for 2025 and completed the acquisition of Signature Bank of Georgia on January 8, 2026, for approximately $50 million.

Director Reynolds E. Leland of First Community Corp (NASDAQ: FCCO) purchased 500 shares of the bank's common stock on February 2, 2026, at a per-share price of $29.6699, a transaction that totaled $14,834. The stock is trading at $30.21 at the time of reporting, representing a modest paper gain on the recent acquisition by Reynolds.

Following this purchase, Reynolds directly holds 30,930 shares, a total that includes 1,407 deferred stock units held under the First Community Corporation Amended and Restated Non-Employee Director Deferred Compensation Plan. Those deferred stock units accrue dividend equivalents in the form of additional deferred stock units and will be issued on a one-for-one basis when distributed from the Plan.

Corporate filings show the transaction documents were executed on Reynolds' behalf by D. Shawn Jordan, acting as Attorney-in-Fact.


Valuation and capital metrics

Market data indicate First Community has a market capitalization of $232.41 million and trades at a price-to-earnings ratio of 12.23. An internal valuation read provided alongside the company's public disclosures suggests the shares are slightly overvalued relative to the stated Fair Value. Analyst price targets reported in filings span from $32 to $36 per share.

The company has a long history of returning capital to shareholders, with dividend payments maintained for 25 consecutive years and a current dividend yield of 2.12%.


Recent operating results and strategic activity

First Community Corporation reported net income of $19.2 million for 2025, with $4.83 million attributable to the fourth quarter. Diluted earnings per share were $0.62 for the fourth quarter and $2.47 for the full year.

Excluding merger-related expenses tied to the acquisition of Signature Bank of Georgia, adjusted net income for the fourth quarter was $5.36 million and $20.35 million for the full year.

The acquisition of Signature Bank of Georgia closed on January 8, 2026, for approximately $50 million. Shareholders approved the merger at a special meeting, with a majority voting in favor of the Agreement and Plan of Merger dated July 13, 2025. Under the terms of the deal, Signature Bank of Georgia will be merged into First Community's wholly owned subsidiary, First Community Bank, and Signature Bank shareholders will receive First Community common stock as part of the transaction consideration.

Over the past year, First Community has delivered a total price return of 21.8%, a performance figure shown in corporate disclosures.


What the transaction shows

The insider purchase increases Reynolds' direct ownership in the bank and leaves him with exposure that includes deferred compensation units designed to replicate dividend flows. The timing of the buy follows a year of positive stock performance and immediately follows the close of a strategic acquisition that expanded First Community's footprint into Georgia.

All figures and transaction details are drawn from the company's reported filings and the associated documentation of the stock purchase.

Risks

  • Valuation risk - reported market capitalization of $232.41 million and a P/E of 12.23, with analysis indicating the stock is slightly overvalued relative to Fair Value - impacts investors and equity markets.
  • Merger-related uncertainty - integration costs and merger expenses affected adjusted earnings, and the acquisition of Signature Bank of Georgia could present execution and integration risks for the bank and regional banking sector.
  • Concentration of compensation - a portion of the director's holdings are deferred stock units that convert one-for-one on distribution and rely on dividend continuity, which could be affected by future dividend policy decisions.

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