Insider Trading January 28, 2026

Amerant Director Purchases $101,083 in Class A Shares as Q4 Results Show Mixed Signals

Odilon Almeida buys additional stock amid an earnings shortfall and revenue beat; Piper Sandler lifts price target while keeping an Overweight rating

By Jordan Park AMTB
Amerant Director Purchases $101,083 in Class A Shares as Q4 Results Show Mixed Signals
AMTB

Director Odilon Almeida acquired 4,816 shares of Amerant Bancorp Inc. (NASDAQ: AMTB) Class A Common Stock on January 27, 2026, at a weighted average price of $20.989 per share for a total of $101,083. The purchase, executed across multiple trades at prices between $20.57 and $21.00, brings Almeida's direct holding to 5,316 shares. The trades come after Amerant reported fourth-quarter 2025 results that missed EPS estimates but beat revenue projections, and following a price-target increase from Piper Sandler.

Key Points

  • Director Odilon Almeida purchased 4,816 shares of Amerant Bancorp Class A Common Stock on January 27, 2026 at a weighted average price of $20.989, totaling $101,083.
  • Amerant reported Q4 2025 EPS of $0.07, missing the $0.36 estimate (an 80.56% negative surprise), while revenue of $112.17 million topped the $107.46 million estimate (a 4.38% positive surprise).
  • Piper Sandler raised its price target to $25.00 from $22.00 and kept an Overweight rating, citing the bank's focus on returning to stability and its operational efficiency plan.

Transaction details

Director Odilon Almeida of Amerant Bancorp Inc. (NASDAQ: AMTB) completed purchases totaling 4,816 shares of the company’s Class A Common Stock on January 27, 2026. The transactions were executed at prices that ranged between $20.57 and $21.00 per share, producing a weighted average price of $20.989 and an aggregate purchase value of $101,083. Following these buys, Almeida directly holds 5,316 shares of Amerant Bancorp.

The acquisition was carried out in multiple trades on the same day, with the reported weighted average reflecting the combined prices paid. The reporting person has stated they will provide, upon request by the SEC staff, the issuer or a security holder of the issuer, full details about the number of shares acquired at each separate price.


Company results and analyst action

Amerant Bancorp released its fourth-quarter 2025 financial results, which presented a split between top-line strength and bottom-line weakness. Earnings per share came in at $0.07, missing the consensus estimate of $0.36 - an 80.56% negative surprise on EPS. In contrast, revenue for the quarter was $112.17 million, ahead of the expected $107.46 million, representing a 4.38% positive surprise versus forecasts.

In response to the company's results and outlook, Piper Sandler raised its price target on Amerant Bancorp to $25.00 from $22.00 while maintaining an Overweight rating on the stock. The firm cited the bank’s strategic emphasis on returning to stability and its ongoing operational efficiency program as reasons supporting the higher target and maintained recommendation.


Context and interpretation

The insider purchase by a sitting director occurred in the same reporting period as the company’s mixed-quarter performance and the analyst adjustment. The purchase details - including the range of trade prices and the total shares acquired - are publicly reported, and further granularity regarding per-price lot sizes can be provided by the reporting person to regulators or stakeholders if requested.

These developments together - an insider buy, an EPS shortfall alongside a revenue beat, and a higher price target from an analyst that cited strategic and operational initiatives - present a set of intersecting signals for investors assessing Amerant Bancorp’s near-term trajectory.

Risks

  • Earnings per share fell well short of consensus in Q4 2025, indicating potential near-term profitability pressures that affect investor expectations in the banking and financials sectors.
  • The reporting of the purchase in multiple price lots means precise allocation by price is not in the public filing; the reporting person has committed to provide full per-price information only upon request by regulators or stakeholders, which could limit immediate transparency.
  • Mixed quarterly results - an EPS miss alongside a revenue beat - create uncertainty about the durability of revenue growth versus margin and expense dynamics within the bank's operations.

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