Economy January 23, 2026

Paraguay's Central Bank Lowers Key Interest Rate to 5.75% Amid Inflation Easing

Unexpected rate cut reflects confidence in inflation stability, with steady economic growth projections

By Nina Shah
Paraguay's Central Bank Lowers Key Interest Rate to 5.75% Amid Inflation Easing

On Friday, the Central Bank of Paraguay implemented a surprise reduction in its benchmark interest rate by 25 basis points, bringing it down to 5.75%. This marks the first rate cut since April 2024 and comes against expectations of a rate hold at 6%. The decision was driven by firm inflation expectations and a deceleration in consumer price increases. Despite the cut, the Bank maintains a neutral monetary stance and anticipates inflation to gradually ease toward its 3.5% target by late 2026. Economic growth forecasts remain steady at 6% for 2025 and 4.2% for 2026, highlighting the central bank's balanced approach to policy and growth outlook.

Key Points

  • Paraguay’s central bank lowered its benchmark interest rate by 25 basis points to 5.75%, marking its first cut since April 2024.
  • The rate reduction was driven by well-anchored inflation expectations and a slowdown in consumer price inflation, with the central bank maintaining a neutral policy stance.
  • Economic growth projections remain stable, with forecasted GDP growth of 6% in 2025 and 4.2% in 2026, reflecting continued economic strength.

The Central Bank of Paraguay took a notably unexpected step on Friday by cutting its benchmark interest rate by 25 basis points, decreasing it from 6% to 5.75%. This adjustment marks the first interest rate reduction since April 2024 and came as a surprise to market analysts who had forecasted no change in the policy rate during recent surveys.

Authorities attributed this move primarily to inflation expectations that have become well grounded and have remained stable, alongside a noticeable slowing of consumer price inflation across the country. These factors have given the central bank confidence to ease monetary policy slightly without compromising its overarching goal of price stability.

Despite the rate cut, the central bank emphasized that its overall policy stance remains neutral. The institution foresees a continued deceleration in inflation in the near term, with projections indicating that inflation will converge to its target level of 3.5% by the end of 2026.

In a statement following the decision, the monetary authority reaffirmed its commitment to maintaining price stability and underscored its intention to vigilantly monitor both domestic and international economic developments. The goal is to anticipate any potential impacts these factors may have on the trajectory of inflation, allowing for timely policy adjustments if necessary.

Regarding economic growth, the central bank kept its forecasts unchanged, maintaining an expected GDP growth rate of 6% for 2025 and 4.2% for 2026. This suggests confidence in the country’s economic resilience despite monetary easing.

The decision reflects a careful balancing act as the central bank seeks to support economic growth while remaining focused on controlling inflation risks. The impact of this policy move will be closely watched by investors and sectors sensitive to interest rate fluctuations, such as banking, lending, and consumer finance.

Risks

  • Potential shifts in domestic and external economic conditions may influence inflation dynamics, requiring careful monitoring by the central bank.
  • While the current inflation trend is favorable, unexpected inflation volatility could affect market confidence, impacting sectors like banking and consumer finance.
  • The maintenance of a neutral policy stance despite the rate cut suggests uncertainty in how inflation and growth objectives will evolve over time, posing potential risks to monetary policy effectiveness.

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