Earnings Call Transcripts
Access detailed transcripts and key takeaways from company earnings calls
All Earnings Calls
Auna 3Q 2025 Earnings Call - Mexico Challenges Offset by Strong Growth in Peru and Colombia, Partnership with Sojitz to Accelerate Recovery
Auna's third quarter 2025 results reveal a tale of two halves. Mexico's operations dragged overall performance with a 12% revenue decline and softer-than-expected recovery in doctor volumes, weighed b...
- Auna's 3Q 2025 revenue grew 1% FX-neutral, driven by 9% growth in Peru and 4% in Colombia, offset by a 12% decline in Mexico.
- Mexico's adjusted EBITDA fell 5%, primarily due to revenue decline, slower recovery of doctor volumes, and disruptive new hospital information/ERP systems.
- Peru delivered strong results with 15% adjusted EBITDA growth, 22.7% margin, and improved medical loss ratio in Oncosalud plans.
- +10 more takeaways
VinFast Auto Thuy Thu Le Q3 2025 Earnings Call - Record Sales Milestone Amid Heavy Investment and Negative Margins
VinFast reported a landmark achievement in Q3 2025, surpassing 100,000 electric vehicle sales within the first nine months, led by strong growth in Vietnam and expanding footholds in India, Indonesia,...
- VinFast surpassed 100,000 electric vehicle sales globally in the first nine months of 2025, a first for any Vietnamese automaker.
- Q3 2025 EV deliveries rose 74% year-over-year to 38,195 units, with 7% quarter-over-quarter growth.
- The Green Series and two popular models, VF3 and VF5, constituted significant portions of deliveries, with VF3 and VF5 making up 47%.
- +16 more takeaways
X Financial Q3 2025 Earnings Call - Prioritizing Asset Quality Amid Regulatory Pressure and Rising Delinquencies
X Financial’s Q3 2025 earnings call underscored a strategic shift from growth to discipline amid mounting regulatory scrutiny and early signs of credit deterioration. The company intentionally slowed ...
- X Financial moderated growth in Q3 2025, cutting loan origination volume by 13.7% sequentially to RMB 33.64 billion, prioritizing risk management.
- Despite softer volumes, total net revenue increased 23.9% year over year to RMB 1.96 billion but declined sequentially from Q2.
- Credit quality showed stress, with 31-60 day delinquency rising to 1.85% and 91-180 day delinquency to 3.52%, up from the prior quarter and year.
- +12 more takeaways
OMS Energy Technologies 1H FY2026 Earnings Call - Robust Profitability and Debt-Free Strength Amid Revenue Timing Variations
OMS Energy Technologies kicked off its journey as a public company with a report that feels like a masterclass in operational discipline. Despite a softer revenue patch, the financials tell a story of...
- OMS completed its IPO in May 2025, raising $28.9 million to fuel global growth and diversification.
- Company commands strong cash flow, reporting $26.4 million free cash flow in 1H FY2026, up from $23.4 million year-over-year.
- Cash and restricted cash reached a record $128.7 million at September 30, 2025, with zero debt maintained, emphasizing financial strength.
- +11 more takeaways
Youdao Q3 2025 Earnings Call - Strategic Investments Weigh on Profit Despite Revenue Growth
Youdao reported a mixed Q3 2025 with a 3.6% revenue increase to RMB 1.6 billion, powered by a robust 51.1% surge in online marketing services and strong growth in Youdao Ling Shi, which achieved 40% y...
- Youdao’s Q3 2025 net revenue grew 3.6% year-over-year to RMB 1.6 billion, driven by online marketing services and Youdao Ling Shi.
- Operating profit declined 73.7% year-over-year to RMB 28.3 million, impacted by increased investments and a high prior-year comparison due to STEAM courses.
- The learning services segment saw a 16.2% revenue decline as the company strategically curtailed customer acquisition to focus on higher ROI and grew Ling Shi business.
- +12 more takeaways
Copart Q1 FY2026 Earnings Call - Insurance Unit Declines Offset by Auction Liquidity Strength and Rising ASPs
Copart's Q1 FY2026 earnings reveal a mixed landscape: a notable decline in insurance unit sales globally by 8.4%, driven by soft claims counts and shifting insurance coverage patterns, counterbalanced...
- Global insurance units fell 8.4% in Q1 FY2026, with U.S. insurance units down 9.5%, reflecting shifting auto insurance coverage patterns and consumer retrenchment.
- Total loss frequency rose 80 basis points year-over-year to 22.6%, continuing a long-term upward trend despite recent quarterly pauses due to market volatility and insurance coverage changes.
- Average selling prices (ASPs) for U.S. insurance units increased 8.4%, outpacing industry benchmarks and driving higher fee revenue per unit by over 7%.
- +7 more takeaways
Gap Inc Q3 2025 Earnings Call - Reinvigorated Brands Drive Strongest Comps in Over Four Years
Gap Inc. delivered a robust Q3 performance, with comparable sales up 5%, the highest quarterly comp in over four years, fueled by strong growth at Old Navy, Gap, and Banana Republic despite a weak qua...
- Gap Inc. reported Q3 2025 comparable sales growth of 5%, the highest in over four years, driven by Old Navy, Gap, and Banana Republic.
- Old Navy posted 6% comp growth, gaining market share consistently for two years, highlighted by strong sales in denim, activewear, kids, and baby categories.
- Gap brand sales grew 7% comp, marking the eighth consecutive quarter of positive comps, boosted by viral 'Better in Denim' campaign and creative collaborations.
- +7 more takeaways
Elastic Q2 Fiscal 2026 Earnings Call - AI and Large Deal Momentum Power 16% Revenue Growth
Elastic delivered a robust Q2 with 16% revenue growth and 18% sales-led subscription revenue expansion, powered by strong AI adoption and enterprise platform consolidation. The firm closed over 30 dea...
- Elastic grew total revenue 16% year-over-year to $423 million in Q2 fiscal 2026, exceeding guidance.
- Sales-led subscription revenue expanded 18%, highlighting strength in enterprise and strategic accounts.
- The company secured over 30 deals above $1 million ACV, including five above $10 million, with two deals exceeding $20 million.
- +12 more takeaways
Veeva Systems Fiscal 2026 Q3 Earnings Call - Navigating Vault CRM Customer Dynamics Amid Robust AI-Driven Innovation
Veeva Systems reported a strong fiscal Q3 with $811 million in revenue and $365 million in non-GAAP operating income, surpassing guidance. The call spotlighted the dual narrative shaping the business:...
- Veeva delivered strong Q3 results: $811 million revenue and $365 million non-GAAP operating income, beating guidance.
- About 14 of the top 20 Vault CRM customers have committed to migration; 6 have chosen alternative solutions, but no significant near-term revenue impact expected.
- CRM now represents approximately 20% of Veeva’s revenue, down from 25% two years ago, reflecting growth in other product areas.
- +9 more takeaways
Intuit Q1 FY2026 Earnings Call - AI-Driven Platform Fuels 18% Revenue Growth and Mid-Market Expansion
Intuit delivered a robust Q1 fiscal 2026 with 18% revenue growth driven by its AI-enabled expert platform strategy that automates business workflows and delivers personalized financial experiences. Th...
- Q1 revenue grew 18% to $3.9 billion, highlighting strong momentum across Intuit’s platforms.
- AI-driven expert platform strategy is central, automating functions 'from lead to cash' and delivering done-for-you experiences.
- Mid-market offerings, particularly Intuit Enterprise Suite (IES), grew online ecosystem revenue by ~40%, fueled by vertical customization and accountant partnerships.
- +7 more takeaways