Cryptocurrency February 3, 2026

Raoul Pal Joins xMoney as Strategic Advisor to Guide Compliance-First Global Payments Push

Veteran macro investor to advise on strategy as xMoney builds regulated payment rails linking traditional finance and digital assets

By Jordan Park
Raoul Pal Joins xMoney as Strategic Advisor to Guide Compliance-First Global Payments Push

xMoney has appointed Raoul Pal as Strategic Advisor to help shape long-term strategy and market structure as the company develops compliant payment infrastructure bridging traditional currencies, cryptocurrencies, and stablecoins. The move aligns with xMoney's Europe-first regulatory approach as it prepares for broader global expansion.

Key Points

  • Raoul Pal has joined xMoney as a Strategic Advisor to help guide long-term strategy, market structure, and the transition to regulated stablecoins and on-chain settlement - impacting payments and fintech sectors.
  • xMoney is following a Europe-first, compliance-led buildout of payment infrastructure to meet strict regulatory standards and create a scalable foundation for global expansion - relevant to banking, payments, and digital asset markets.
  • The appointment pairs macro market expertise with a payments firm positioning itself at the intersection of traditional finance and Web3, underscoring strategic emphasis on regulation, interoperability, and mainstream adoption of digital rails.

Vaduz, Liechtenstein, February 3, 2026 - xMoney, a payments infrastructure firm focused on connecting traditional finance and digital assets, announced that Raoul Pal has come on board as Strategic Advisor. The appointment brings a seasoned macro investor and serial entrepreneur into xMoney's leadership team at a time when payments are evolving toward regulated digital rails and on-chain settlement.

Pal, widely recognized for his macroeconomic analysis and market commentary, will assist xMoney in shaping long-term strategy, assessing market structure, and anticipating how global value transfer will change as regulated stablecoins, compliant on-chain settlement, and hybrid payment models gain traction.


Background and experience

Pal's career spans senior roles in traditional finance and ventures focused on the digital asset economy. Early in his career he held senior positions at Goldman Sachs, where he led hedge fund sales for equities and derivatives in Europe. He later worked at GLG Partners, co-managing a global macro fund.

In 2005, Pal founded Global Macro Investor (GMI), a research service that has served hedge funds, family offices, pension funds, sovereign wealth funds, registered investment advisors, and high-net-worth investors. In 2014 he co-founded Real Vision, a platform intended to broaden access to institutional-grade market intelligence.

More recently, Pal co-founded Exponential Age Asset Management (EXPAAM), an investment firm designed for the digital asset economy. EXPAAM's flagship vehicle, the Exponential Age Digital Asset Fund, aims to provide curated exposure to top crypto hedge funds by combining macro frameworks with dedicated digital asset research.


xMoney's strategic orientation

xMoney describes itself as a provider of compliant payment infrastructure that bridges traditional finance and digital assets. Rather than pursuing rapid geographic expansion before meeting regulatory standards, the company has followed a regional-first strategy, building its infrastructure within Europe, a jurisdiction noted in the announcement for its stringent regulatory environment.

That Europe-first approach is positioned as a way to ensure robust compliance from the outset and to create a scalable foundation for future expansion that aligns with frameworks such as MiCA. xMoney's product offering is presented as spanning traditional and digital assets, with a goal of enabling seamless transfers across currencies, cryptocurrencies, and stablecoins.


Statements from leadership

Raoul Pal was quoted in xMoney's announcement saying, "Crypto only fulfills its promise when it disappears into the background. The real winners will be the platforms that make global payments simple, compliant, and invisible. That's what excites me the most about xMoney."

Gregorious Siourounis, Co-Founder and CEO of xMoney, said the firm is "building payment rails for the future, starting in the most regulated markets first." He added that this disciplined approach gives xMoney "a structural advantage as digital assets move into mainstream finance," and that Pal's experience and macro insight strengthen the company's conviction that long-term winners in payments will be compliant, scalable, and globally interoperable.


What the appointment signals

The addition of a high-profile macro investor to an advisory role underscores xMoney's emphasis on strategy and market-structure thinking as it develops payment infrastructure intended to operate at the crossroads of regulatory frameworks and emerging digital payment technologies. The company positions itself as trying to enable value transfer that spans traditional and digital forms of money while meeting regulatory expectations from day one.

According to xMoney, the firm's licenses and product set are geared toward delivering a secure and future-ready payments ecosystem that combines technology and regulatory compliance. The appointment is presented as reinforcing that objective and as part of xMoney's effort to prepare its platform for mainstream adoption of regulated stablecoins and compliant on-chain settlement.


Contact

For media inquiries provided in the announcement: alex.rus@xmoney.com


About the author

Jordan Park is a healthcare and biotech analyst whose reporting focuses on clinical catalysts, competitive landscapes, and valuation dynamics. Previously a clinical research coordinator and later an equity research analyst, Park writes thesis-driven pieces that connect technical developments and market structure.

Risks

  • Regulatory environment - xMoney's Europe-first, compliance-oriented strategy depends on existing and evolving regulatory frameworks remaining workable for on-chain settlement and regulated stablecoins; changes or delays in regulatory implementation could affect rollout timing - impacts payments, fintech, and crypto sectors.
  • Market adoption timing - the company's plans assume that regulated stablecoins and compliant on-chain settlement will become foundational infrastructure; the speed and extent of adoption remain uncertain and could influence xMoney's growth trajectory - impacts payments and digital asset markets.

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