Providenciales, Turks and Caicos Islands, February 4th, 2026 - KuCoin unveiled Hold to Earn, a new in-product earning function embedded directly within its trading flow designed to keep user capital productive without changing how users trade.
The feature allows eligible assets held across Funding, Trading (Spot), Margin, and Futures accounts to accrue daily rewards while remaining available for trading, transfer, or withdrawal at any time. That means funds do not need to be moved into separate yield products in order to generate returns.
How it works
With Hold to Earn enabled, the platform calculates rewards using the daily average balance of eligible assets. Rewards begin after activation and are distributed daily. When an asset is placed under a pending spot, margin, or futures order - and therefore frozen - earnings for that asset are paused for the duration of that commitment. Once the asset is no longer reserved by an order, earning resumes.
The design emphasizes readiness - capital remains market-ready until the precise moment an order executes. By keeping yield generation inside the same accounts users employ for active trading, KuCoin aims to remove two operational frictions that often face exchange users: manual enrollment in stand-alone Earn products and the need to transfer funds between separate accounts.
Availability and rates
Hold to Earn is live now and fully integrated into KuCoin's website and mobile application. The company is offering an enhanced APR of up to 3.2% on USDG available balances. Details of eligibility, activation, and reward distribution are presented inside the product interface.
Product rationale
From a product-first perspective, this feature targets users who require both liquidity and yield. Active traders can keep capital accessible for rapid execution while passively accruing rewards, and longer-term holders can maintain flexibility without opting into discrete earning instruments that remove funds from immediate use. By eliminating manual Earn subscriptions and intra-platform transfers, the feature simplifies balance management inside the accounts where users already operate.
Corporate profile
KuCoin was founded in 2017 and reports a user base of more than 40 million across over 200 countries and regions. The platform lists 1,000+ tokens and provides spot and futures trading, institutional wealth management, and a Web3 wallet.
KuCoin highlights security and regulatory credentials, including SOC 2 Type II and ISO 27001:2022 certifications, AUSTRAC registration in Australia, and a MiCA license in Austria. The firm is led by CEO BC Wong. Additional information and media contact details are available on the company's website and via media@kucoin.com.