Analyst Ratings January 23, 2026

Raymond James Increases Old National Bancorp’s Target Price to $28 Following Strong Q4 Performance

Old National Bancorp shows robust earnings and operational strength amid favorable financial metrics

By Caleb Monroe ONB
Raymond James Increases Old National Bancorp’s Target Price to $28 Following Strong Q4 Performance
ONB

Raymond James has adjusted its price target for Old National Bancorp stock to $28 from $25, maintaining a Strong Buy rating on the back of solid earnings results. The bank exceeded earnings expectations with $0.62 per share, supported by expanded net interest margins, improved loan growth, and disciplined expense management. Despite a slight revenue miss, the stock remains near its annual peak, indicating potential undervaluation.

Key Points

  • Raymond James increases Old National Bancorp's price target to $28 and affirms a Strong Buy rating based on robust Q4 earnings and operational metrics.
  • The bank exceeded earnings expectations with $0.62 per share, driven by an expanded net interest margin, solid loan growth, and disciplined expense management.
  • Stephens also raised its price target to $28, highlighting the bank's strong regional positioning and benefits from recent mergers, despite a slight revenue shortfall.

Raymond James has elevated its price target for Old National Bancorp (NASDAQ: ONB) to $28.00, up from a previous $25.00, maintaining its Strong Buy recommendation following the bank’s fourth-quarter earnings release. This revised target brings it close to a Fair Value estimate, suggesting the shares might be modestly undervalued despite trading close to their 52-week high of $24.77.

The bank’s operating earnings per share stood at $0.62, outperforming both Raymond James’ projection and the broader analyst consensus of $0.59 per share. Over the trailing twelve months, Old National Bancorp has demonstrated consistent profitability, delivering diluted EPS of $1.79.

According to Raymond James, the bank’s improved net interest margin contributed to net interest income surpassing expectations. Additionally, the institution experienced increased loan growth and maintained controlled operating expenses, further reflecting operational discipline.

During the quarter, Old National Bancorp continued its share repurchase program, which Raymond James interprets as a sign of management’s confidence in the company's financial position and prospects.

The investment firm highlighted the bank’s strengthened growth narrative, strong credit quality, and appealing deposit base as factors that may attract greater investor interest moving forward.

In a related update, Old National Bancorp’s fourth-quarter 2025 earnings report revealed an adjusted EPS of $0.62, which surpassed analyst predictions. However, the company’s revenue slightly fell short of expectations, reported at $690.59 million versus the anticipated $706.14 million.

Following these results, Stephens raised its price target for Old National Bancorp to $28.00 from $27.00, maintaining an Overweight stance. Stephens credited the bank’s performance exceeding expectations in multiple areas, emphasizing its cost-efficient deposit base, robust Midwest market presence, and the strategic impact of the Bremer merger in the Twin Cities region.

These developments underscore Old National Bancorp's ongoing strategic execution and solid financial footing as it navigates the current banking landscape.

Risks

  • Revenue slightly missing analyst forecasts hints at potential challenges in top-line growth affecting overall financial performance.
  • Effectiveness of ongoing share repurchase programs depends on sustained financial strength and market conditions.
  • Reliance on regional market dynamics, including Midwestern economic conditions and merger integrations, could introduce volatility in future earnings.

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