Analyst Ratings January 26, 2026

Keefe, Bruyette & Woods lifts Glacier Bancorp target to $58, cites strong NII outlook

KBW names Glacier a 'Top Idea for 2026' after Q4 results; Raymond James also raises its target amid margin expansion expectations

By Sofia Navarro GBCI
Keefe, Bruyette & Woods lifts Glacier Bancorp target to $58, cites strong NII outlook
GBCI

Keefe, Bruyette & Woods increased its price objective on Glacier Bancorp to $58 from $55 while keeping its rating intact, citing stronger conviction in the bank’s near-term earnings trajectory following fourth-quarter 2025 results. KBW highlighted Glacier as a "Top Idea for 2026," pointing to a pronounced net interest income expansion story and dividend consistency. Raymond James separately raised its target to $55 and reiterated an Outperform rating, forecasting further margin improvement through 2026.

Key Points

  • KBW raised its Glacier Bancorp price target to $58 from $55 and retained its rating, designating the bank a "Top Idea for 2026."
  • Glacier reported Q4 2025 EPS of $0.49 (in line with estimates) and revenue of $306.51 million (slightly above the $304.82 million estimate).
  • Raymond James also lifted its target to $55 and maintained an Outperform rating, forecasting net interest margin above 4% by end-2026.

Keefe, Bruyette & Woods (KBW) revised up its price target on Glacier Bancorp (NYSE: GBCI) to $58.00 from $55.00 on Monday and maintained its existing rating on the regional bank. In its updated analysis, KBW identified Glacier as a "Top Idea for 2026," reflecting increased confidence after the company’s most recent quarterly results.

KBW noted that Glacier’s shares fell modestly on the most recent Friday, declining by 50 basis points relative to the KRX regional banking index. The firm attributed that relative weakness in part to prior strength in the run-up to results - Glacier shares had outperformed the KRX index by roughly 600 basis points since early December - and in part to the bank’s elevated expense guidance.

The research house also flagged Glacier’s long track record of shareholder distributions: InvestingPro data show the bank has paid dividends for 41 consecutive years. KBW appears to consider that history of steady payouts as a stabilizing factor underpinning its favorable view.

Following Glacier’s fourth-quarter 2025 results and management commentary, KBW said it has more confidence in estimates that sit above consensus and therefore lifted its 2026 earnings estimate by 1%. The firm emphasized what it described as an "epic NII expansion story" - a trajectory in net interest income that KBW expects will drive material earnings growth.

KBW projected that Glacier will deliver leading earnings-per-share growth of 58% over the next two years, versus 21% for the KRX regional banking index. Despite that forecasted outperformance, KBW observed that Glacier’s valuation remains tighter than historic norms, trading at about 13 times estimated 2027 earnings and 2.3 times tangible book value.


In company-reported results, Glacier Bancorp said its fourth-quarter 2025 earnings per share came in at $0.49, meeting analyst expectations. Revenue for the quarter was $306.51 million, a slight beat versus the $304.82 million analysts had forecast.

Separately, Raymond James adjusted its price target on Glacier Bancorp to $55.00 from $49.00 and kept an Outperform rating. Raymond James pointed to robust margin expansion and a continued earnings growth trajectory as reasons for the higher target. The firm expects Glacier’s net interest margin to rise above 4% by the end of 2026, up from 3.58% in the fourth quarter of 2025, and noted the potential for margins to reach the mid-4% range over time.

Taken together, the analyst actions and the fourth-quarter results frame a broadly positive analyst outlook for Glacier Bancorp, even as the stock has experienced short-term price movement and the company has updated expense guidance. The commentary from KBW and Raymond James centers on net interest income and margin improvement as the primary drivers of the firms’ bullish stances.

Risks

  • Higher expense guidance cited by Glacier Bancorp could weigh on near-term profitability - impacting regional banking sector earnings.
  • Short-term share-price weakness relative to the KRX regional banking index may reflect recent volatility and could affect investor returns - relevant to equity investors in regional banks.
  • Valuation compression relative to historical levels could limit upside even if earnings advance - important for market participants evaluating bank valuations.

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